Rental underwriting, graded
Know the deal before you make the offer.
Investing IQ runs the numbers and the market behind them. Cash flow, returns, a five-year outlook, and an A-to-F investment grade with AI context that explains the why. The full read, in about a minute.
3-day free trial.· No credit card.· Cancel anytime.
New deal
4-plex · Austin, TX
Step 1 · Enter the deal
Computed on every deal
From spreadsheet to verdict
A spreadsheet stores your assumptions. It never tells you if the deal is good.
Investing IQ is built to make the call. It keeps the math wired together, grades the outcome, and hands you the market read behind the number.
| A | B | C | |
|---|---|---|---|
| 1 | Price | 385,000 | |
| 2 | Down % | 25% | 96,250 |
| 3 | Loan | 288,750 | |
| 4 | Rent / mo | 4,200 | |
| 5 | Exp / mo | 2,140 | #REF! |
| 6 | Cash flow | 2,060 | |
| 7 | Cap rate | #DIV/0! |
The spreadsheet way
- Rebuilt for every property. Formulas break on the copy-paste.
- The numbers update, but nothing tells you whether the deal is good.
- No market context. Just your own assumptions, echoed back.
Deal report
4-plex · Austin, TX
Investment grade
Strong cash-flow buy
Cash flow
$1,190/mo
Cap rate
8.2%
CoC
12.4%
Rents trail comps by about 6%. Turnover upside. Watch 2-bed vacancy if you underwrite tight.
The Investing IQ way
- One analyzer. Type the deal in, the math is already wired.
- A letter grade, with what's lifting it and what's dragging it down.
- Local rents, vacancy and demand pulled in and explained.
Three steps, about a minute.
Enter the deal
Purchase price, loan terms, rents, expenses. From scratch or a template. About a minute.
Your move
Run the numbers and the market
Cash flow, returns and a five-year projection compute instantly. AI layers the local read on top.
Handled for you
Get a grade you can defend
An A-to-F verdict with the reasoning attached. Save it, compare it, come back to it anytime.
Handled for you
What you get
Everything it takes to call the deal, in one place.
Not another calculator. A working surface that runs the math, grades the outcome, explains the market, and keeps your whole pipeline in view.
An A-to-F grade you can defend
Every deal gets a letter grade and a clear breakdown of what is pulling it up or dragging it down. Walk into the offer knowing exactly where you stand, and why.
AI market context, in plain English
Local rents, vacancy and demand pulled in and explained. The risks, the strengths, the strategy. Not another number, a read.
Rents trail comps by about 6%, so there is turnover upside. Watch 2-bed vacancy if you underwrite tight.
Cash flow and returns, live
Price, financing, rents, expenses, and out comes cash flow, cap rate, cash-on-cash and DSCR. Recalculated as you type. No spreadsheet to babysit.
Cash flow
$1,190/mo
Cap rate
8.2%
CoC return
12.4%
DSCR
1.42×
A five-year outlook and your whole pipeline
Project equity and returns years out. Save every deal you run. Line opportunities up side by side so the best one is always in front of you.
The AI read
The numbers tell you what.
Investing IQ tells you why.
A cap rate is just a number until you know whether the rents hold up, whether the neighborhood is heating up or cooling off, and what could go wrong. We pull that context in and put it in plain English: strengths, risks, and a strategy you can actually act on.
- Rent-comp support: is the projected rent realistic for the area?
- Neighborhood demand and vacancy pressure
- Deal-specific risks and exactly what to watch
- A clear call: hold, push rents, or walk away
Strong acquisition for the Austin metro. Cash flow clears comfortably even with a two-month vacancy buffer, and in-place rents trail comparable 2-beds by roughly 6%, leaving a clear path to upside on turnover.
Strengths
- · Cash-on-cash well above the metro median
- · Below-market rents with turnover upside
- · Healthy debt coverage at current rates
Watch
- · 2-bed vacancy ticking up submarket-wide
- · Insurance trending above the pro forma
- · Exit-cap sensitivity in year 5
Pricing
One plan. The whole tool. No tier you have to outgrow.
We didn't build a “Starter” that can't do the one thing you came for. Every account gets the full analyzer, AI grading, unlimited saved deals, and side-by-side comparison. Monthly or annual. The only question worth your time is whether the deal is good, not whether you bought the right tier.
3-day free trial
No card to start. Run real deals before you decide anything.
Cancel anytime
One click in billing settings. No emails, no retention maze.
Billing secured by Stripe
Card details never touch our servers. Receipts and invoices included.
Your pipeline stays yours
Every deal you run is saved to your account and ready to revisit.
Questions, answered
- Do I need a credit card to start?
- No. Your 3-day trial starts with just an email. Add a card from billing whenever you decide to keep going.
- What does the AI actually use?
- It folds local rent comps, vacancy and demand signals into the numbers you entered, then explains the grade in plain English. You stay in control of every assumption.
- Can I save and compare deals?
- Yes. Every deal you run is saved to your pipeline so you can line opportunities up side by side and sort them by grade.
- What happens after the trial?
- It's $19.99/month or $199/year, billed securely through Stripe. Cancel anytime from your billing settings.
Investing IQ Pro
One plan for every deal.
Live grade
A-F
Annual is $199/year and saves $40.
What unlocks
AI-powered investment grading
Unlimited saved deals
Market data analysis
Deal comparison tools
Priority support
No credit card required to start.
Prefer to look first? Sign in or jump back to how it works.
Underwrite your next deal with conviction.
Stop rebuilding spreadsheets and guessing at the market. Run a deal in minutes, free for 3 days, no card required.